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EQUIPMENT LEASING PROGRAM
Our Equipment Leasing
Program is equipped to handle you company's leasing
needs. To keep up with today's ever-changing technological
world, your company could waste money on new equipment every
year or save money by leasing through First Capital Funding's
Lease Program. Businesses nationwide are taking advantage of
the benefits of this program, which features low payments,
flexible leasing terms, tax savings and the latest in high-tech
business equipment.
We offer all types
of equipment leases - from office copiers, faxes and
computers to specialized industrial machines. In the
event a vendor cannot lease equipment that your company
needs, we will buy the equipment and then lease it to
your. This way, everyone is satisfied. The vendor
receives a lump-sum payment from us, and your company
will be able to enjoy all the benefits of
leasing.
Leasing conserves your working
capital.
Rather than purchasing equipment with cash, lease it.
When you lease equipment, you make only monthly payments. Since
there is no down payment to start with, you conserve your
working capital to be used more profitably for your short-term
business needs.
Leasing preserves
your credit lines.
Unfortunately, some of the credit available to you today might
not be there tomorrow if you exhaust your line of credit with a
major purchase. Leasing the equipment you need, however, helps
preserve valuable credit lines while giving you the financial
resources you need.
Leasing provides 100%
financing.
You may finance up to 100% of your equipment cost. That
includes freight cost. That includes freight, installation and
some incidental charges. So, you won't have to compromise or
settle for less than you need.
Leasing provides
flexibility.
Through leasing's extended terms, payment amounts can be
substantially lower than they would be if the equipment was
purchased with borrowed funds. Lease payments can be monthly or
quarterly or annually, etc. Different payment amounts can be
designed to occur within the same lease, including seasonal and
step payments. In short, leasing provides you with far greater
financial flexibility than any other form of equipment
acquisition, enabling you to buy more equipment while staying
within your corporate budget.
Leasing provides a
variety of tax benefits. Unlike loan payments,
lease payments may be fully deductible as an operation
expense.
Low acquisition
costs.
Your capital requirement is low, usually one or two advance
payments.
Leasing eliminates
equipment obsolescence. Leasing lets you regularly
upgrade your equipment to a state-of-the-art level, eliminating
the inefficiencies of owning outdated equipment.
It's quick and easy
to apply.
Unlike loans that can take weeks to process and require volumes
of paperwork, your lease application is simple. For
transactions under $75,000 simply complete
the online
application form,
or download
the pdf form and fax to us
at 305-704-3879. In most cases your lease will be
approved within 24 hours.
Types of Equipment that qualify for this
program:
Preferred Equipment Types
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Computers,
Printers/Copiers
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Machinery & Lathes
Welding
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Refrigerant Recovery
Systems
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Light Industrial
Equipment
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Telecommunications
Equipment
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ACCEPTABLE WITH CONDITIONS
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Energy Management
Systems
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Industrial Air
Conditioners
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Physical Fitness
Equipment
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Equipment Leasing Calculator
Compute your lease rates and when ready fill
out the application or give us a call, it is that simple!
Monthly Payment Factors
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Total Cost Of
Equipment
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24 Months
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36 Months
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48 Months
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60 Months
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$2,000
to $4,999
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.04758
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.03375
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.02690
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.02284
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$5,000
to $9,999
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.04665
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.03309
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.02637
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.02230
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$10,000 to $14,999
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.04574
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.03244
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.02685
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.02186
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$15,000 to $24,999
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.04607
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.03247
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.02571
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.02170
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$25,000 to
$49,999
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.04517
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.03183
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.02521
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.02127
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$50,000 and over
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Please
Call For Quote
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Rates are subject to change without
notice.
Effective date: Oct 1, 2009
How to compute your lease payment
To determine monthly payments, multiply the
amount of the invoice by the payment factor shown above for the
term of the lease. (If applicable add sales tax to monthly
rental.)
- Example: 36 Month Lease
- Cost of the equipment: $20,000
- x Payment Factor: .03247
- = Monthly Rental Payment: $649.40
Check Out The Easy Lease
Online Application

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